A sweeping housing measure, which became law on July 11, is being widely celebrated as a crucial step in addressing the nation’s housing crisis. The ROAD to Housing Act is one of the few substantive bills passed by Congress in recent years, and the first major housing bill enacted since the 1990s. Despite clearing Congress with overwhelming […]

After seven years of living in a cramped two-bedroom apartment in Northeast Portland with her four sons, Ja’Nelle Samuels assumed homeownership was impossible.  The 43-year-old single mom and nonprofit manager grew up without housing stability. Her only model for homeownership growing up was her grandmother, who took her in after she left the foster care […]

A University of Virginia professor’s research aims to illuminate how federal policy that supports affordable homeownership intersects with civic engagement via the ballot box, as housing affordability and access remain top concerns for voters in Virginia and across America.   A new study titled “Mortgage Refinancing and Political Participation” explored how remedies in the aftermath of […]

(The Center Square) – Banks, credit unions and mortgage lenders in California would have to allow state officials to examine their records to ensure that mortgage lending practices aren’t discriminatory, if a new bill passes into law.

(The Center Square) – Roughly 900 Californians will get a portion of $3 million secured by a state agency after they fell victim to multi-year mortgage fraud, according to the California Department of Financial Protection and Innovation.