In 2021, near the peak of the coronavirus pandemic, investigators tailed a Jeep Cherokee stolen from an airport Avis to a New York City apartment they called a “fraud factory” – no furniture, just an air mattress, a computer, stacks of loan and tax forms, and a shredder. 

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Not long after Jeremy Gober started running a sleep center, he quit treating patients for narcolepsy and sleep apnea and went full-time submitting bogus insurance claims. According to Gober’s 2022 indictment, he committed at least one especially sloppy error: One of his make-believe billings included a Medicare claim for treatment in March 2018 for a patient who’d died in December 2017. Before Gober was caught, Medicare and California’s healthcare system, Medi-Cal, ended up paying him a total of $587,000 for claims that turned out to be fiction.