TEXARKANA, Ark. - The nonprofit Communities Unlimited has a mission to serve underserved and rural communities.
 
Some programs offered include broadband services, emergency funding, an infrastructure team that works with water and wastewater systems, a community sustainability team, entrepreneurship consultations and small business loans up to $200,000, said 
Community Resource Manager Chloe Keahey.
 
The Communities Unlimited housing program also offers home improvement loans up to $3,500.
 
"They are installed through 24 monthly payments, and basically what they are is to help with whatever it is that you may need," said Keahey. "So, I know on the flyer it says HVAC, leaks, or things like that, but $3,500 can go a long way for somebody. So, that's what we're here to do is be that connector between someone who might be completely unlivable, to now, my housing has a little bit of something, so I can get going."
 
Communities Unlimited is a community development financial institution, a CDFI, which can offer loans at a 10% interest rate, which is usually lower than most banks. 
 
To qualify, applicants should have the ability to repay at a 40% maximum debt-to-income ratio.
 
Eligible counties include Columbia, Hempstead, Lafayette, Little River, Miller, Nevada and Union.
 
For assistance, visit Communities Unlimited on social media or on their website.